Consumer and Commercial filings edged higher month over month
G2 Risk Solutions (G2RS) today released new monthly bankruptcy filing data showing continued growth in U.S. bankruptcy activity during September 2026.
Consumer bankruptcy filings totaled 51,165 in September 2026, up 0.3% from 50,995 in August 2026 and 6.6% higher than the 48,017 filings recorded in September 2025. The September total represents the third-highest September consumer filing volume since 2018.
Commercial bankruptcy filings totaled 1,138 in September 2026, an increase of 7.8% from 1,056 in August 2026. Compared with September 2025, commercial filings were 5.5% lower than the 1,204 filings recorded one year earlier. Despite the year-over-year decline, commercial filing levels remain above much of the post-pandemic period.
Combined consumer and commercial bankruptcy filings reached 52,303 in September 2026, up 0.5% from August 2026 and 6.3% higher than September 2025. The September 2026 total was the third-highest September filing volume since 2018.
Year-to-date through September, commercial bankruptcy filings totaled 10,694, representing an 8.5% increase from the same period in 2025. During the first nine months of 2025, commercial filings had declined 1.2% year over year.
Chapter-level filing activity also increased on a year-over-year basis. Chapter 7 filings totaled 32,781 in September 2026, an increase of 2,472 filings (8.2%) from 30,309 in September 2025. Chapter 13 filings totaled 18,741, up 713 filings (4.0%) from 18,028 one year earlier.