Consumer and commercial filings increased year over year in June
New monthly bankruptcy data from G2 Risk Solutions (G2RS) shows that U.S. bankruptcy filing activity remained elevated in June 2026, with both consumer and commercial filings increasing on a year-over-year basis and posting modest gains compared with May 2026.
Consumer bankruptcy filings totaled 51,071 in June 2026, an increase of 1.0% from May 2026. Although month-over-month growth remained modest, consumer filings were 13.0% higher than in June 2025, reflecting the continuation of an upward trend in consumer bankruptcy activity.
Commercial bankruptcy filings totaled 1,208 in June 2026, rising 4.6% from May 2026 and 9.5% from June 2025. Commercial filing activity continues to remain elevated relative to pre-pandemic levels following the rebound that began in 2024. After declining 8.7% on a year-to-date basis during 2025, commercial filings have increased 16.6% year over year through the first six months of 2026.
Combined consumer and commercial bankruptcy filings reached 52,279 in June 2026, representing the third-highest June filing total since 2018, underscoring the persistence of elevated bankruptcy activity across the United States.
Chapter-level trends also remained positive. Compared with June 2025, Chapter 7 filings increased 14.9%, indicating continued growth in liquidation activity, while Chapter 13 filings rose 9.1%, reflecting sustained utilization of court-supervised repayment plans.