bankruptcy detection

Know the moment a bankruptcy enters your portfolio

Identify new filings across your entire portfolio, stop inappropriate collection activity, and flag protected or high-risk accounts that need specialized handling.

PORTFOLIO-WIDE DETECTION

Detect account risk across your entire portfolio

BR Detect

Catch every filing before collections continue

Bankruptcy filings can happen overnight, and delayed notices leave gaps. Match new filings against your full portfolio daily, automatically suppress impacted accounts, and track dismissals, discharges, and conversions as cases change.

Milarty.Status

Identify active duty status as it changes

Military status isn’t always visible in internal systems. Monitor your portfolio daily against Department of Defense records to flag accounts eligible for SCRA protections, including interest rate and fee adjustments.

Stop outreach

Stop outreach to deceased account holders

Deceased accounts can stay active in internal systems longer than expected. Match your portfolio daily against Social Security Administration records, credit bureau indicators, and public obituaries to suppress outreach before it leads to complaints.

Ready to strengthen your bankruptcy detection?

Catch filings early, suppress impacted accounts, and act with confidence

FAQs

Which bankruptcy filings are covered?

All chapters, in every jurisdiction. Portfolio Bankruptcy Monitoring draws on bankruptcy court filings, our Bankruptcy Noticing Center, and electronic bankruptcy notices. Beyond new filings, it also tracks trustee activity and case updates.

How accurate is the matching?

Every detection solution matches on name, address, and SSN. A 98%+ SSN append rate enables high-confidence matching that reduces false positives, and Portfolio Bankruptcy Monitoring delivers 98.9%+ match confidence.

What happens when an account is flagged?

That depends on what was detected. Portfolio Bankruptcy Monitoring matches help prevent automatic stay violations and can trigger internal review and legal action. Military Status Monitoring shows active duty status with service start and end dates, helping prevent improper collections activity. Deceased Monitoring shows the verification source for each match, supporting compliant account handling and estate management. Bankruptcy and deceased matches can also be used to update account status in your servicing or collections systems.