Consumer and commercial filings increased year over year in June
July 6, 2026 | Burlingame, Calif.
New monthly bankruptcy data from G2 Risk Solutions (G2RS) shows that U.S. bankruptcy filing activity remained elevated in June 2026, with both consumer and commercial filings increasing on a year-over-year basis and posting modest gains compared with May 2026.
Consumer bankruptcy filings totaled 51,071 in June 2026, an increase of 1.0% from May 2026. Although month-over-month growth remained modest, consumer filings were 13.0% higher than in June 2025, reflecting the continuation of an upward trend in consumer bankruptcy activity.
Commercial bankruptcy filings totaled 1,208 in June 2026, rising 4.6% from May 2026 and 9.5% from June 2025. Commercial filing activity continues to remain elevated relative to pre-pandemic levels following the rebound that began in 2024. After declining 8.7% on a year-to-date basis during 2025, commercial filings have increased 16.6% year over year through the first six months of 2026.
Combined consumer and commercial bankruptcy filings reached 52,279 in June 2026, representing the third-highest June filing total since 2018, underscoring the persistence of elevated bankruptcy activity across the United States.
Chapter-level trends also remained positive. Compared with June 2025, Chapter 7 filings increased 14.9%, indicating continued growth in liquidation activity, while Chapter 13 filings rose 9.1%, reflecting sustained utilization of court-supervised repayment plans.
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