Consumer filings rise nearly 17% month over month, while remaining up year over year
March 31, 2026 | Burlingame, Calif.
New monthly bankruptcy data from G2 Risk Solutions (G2RS) shows that US consumer bankruptcy filings increased sharply in March 2026 compared with February, while remaining moderately higher than the same period last year.
Consumer bankruptcy filings totaled 52,171 in March 2026, representing a 16.79% increase from February 2026. On a year-over-year basis, consumer filings rose 6.44% compared with March 2025.
Commercial bankruptcy filings totaled 1,039 in March 2026, declining 16.28% from February and falling 15.46% year over year. Despite recent monthly softness, commercial filings remain significantly elevated compared with pre-pandemic levels. Following a sharp decline in 2021 and 2022 driven by pandemic-related relief programs, commercial filings rebounded strongly in 2024 and continued to trend upward through 2025 and into early 2026.
March consumer filings represented the fourth-highest March total recorded since 2018, while March commercial filings also ranked as the fourth-highest March level over the same period. Compared with March 2025, Chapter 7 consumer filings increased 8.52%, while Chapter 13 filings declined 2.16%, reflecting ongoing differences in consumer financial stress and repayment capacity.
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