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Bankruptcy Risk Outlook: January-June 2026

G2 Risk Solutions
29 Jan 2026• 1 min read

As financial products evolve and merchants move quickly into new markets, risk controls need to be equally dynamic. Get started today with G2 Risk Solutions.

The information set forth herein is provided solely for general informational purposes and does not constitute legal advice.

This draft is intended as a guide for payment providers assessing financial trading and investment-adjacent merchants.

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Filings hit 310,529 through June, up 12.9% year over year. Chapter 7 is driving that growth, up 15.7% compared to 8.4% for Chapter 13, a sign more consumers are running out of repayment options.

Backed by 30+ years of bankruptcy data and monitoring across 1B+ accounts, this report breaks down the filing trends, the Chapter 7 vs. Chapter 13 divergence, and what elevated volume means for credit unions, debt buyers, trustees, and attorneys.

Get the numbers behind the headlines.

 

As financial products evolve and merchants move quickly into new markets, risk controls need to be equally dynamic. Get started today with G2 Risk Solutions.

The information set forth herein is provided solely for general informational purposes and does not constitute legal advice.

This draft is intended as a guide for payment providers assessing financial trading and investment-adjacent merchants.