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Smart-ID

Add app-based strong authentication and digital signing with Smart-ID, used by more than 3.8 million people across Estonia, Latvia, Lithuania, and other supported markets.

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The user starts with Smart-ID

The user selects Smart-ID in your service and checks that the verification code shown in the app matches the code in your service.

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The user authenticates or signs

The user enters PIN1 to authenticate or PIN2 to confirm a transaction or create an electronic signature.

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Smart-ID returns the result

Smart-ID securely processes the request and returns the authentication or signing result to your service through the integration.

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The customer journey continues

Use the result to support onboarding, secure login, transaction approval, account recovery, or digital signing.

Common Questions

Clear answers about how Smart-ID works and what teams can enable.

Does it...

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Does it support strong authentication?

Yes. Smart-ID provides multi-factor, app-based strong authentication and states that the service complies with PSD2 strong customer authentication requirements.

Does it enable qualified electronic signatures?

Yes. Eligible qualified Smart-ID accounts can create qualified electronic signatures with the same legal standing as handwritten signatures across the European Union. Smart-ID Basic does not provide QES.

Does it use separate PINs for authentication and signing?

Yes. PIN1 is used for authentication and access to e-services. PIN2 is used for electronic signatures, transaction confirmation, and other actions requiring signing. 

Does it support biometric identity verification?

Smart-ID offers biometric identity verification for eligible account registration and renewal using a supported NFC-enabled identity document and facial verification. Day-to-day authentication and signing use PIN1 and PIN2 rather than fingerprint or facial recognition.

Does it have broad adoption?

Yes. Smart-ID reports more than 3.8 million users and more than 73 million transactions in the latest 30-day period, with particularly broad adoption in Estonia, Latvia, and Lithuania.

Does it...

Let’s talk

Does it support strong authentication?

Yes. Smart-ID provides multi-factor, app-based strong authentication and states that the service complies with PSD2 strong customer authentication requirements.

Does it enable qualified electronic signatures?

Yes. Eligible qualified Smart-ID accounts can create qualified electronic signatures with the same legal standing as handwritten signatures across the European Union. Smart-ID Basic does not provide QES.

Does it use separate PINs for authentication and signing?

Yes. PIN1 is used for authentication and access to e-services. PIN2 is used for electronic signatures, transaction confirmation, and other actions requiring signing. 

Does it support biometric identity verification?

Smart-ID offers biometric identity verification for eligible account registration and renewal using a supported NFC-enabled identity document and facial verification. Day-to-day authentication and signing use PIN1 and PIN2 rather than fingerprint or facial recognition.

Does it have broad adoption?

Yes. Smart-ID reports more than 3.8 million users and more than 73 million transactions in the latest 30-day period, with particularly broad adoption in Estonia, Latvia, and Lithuania.

Identity Verification

Document Verification

Electronic Identification

Identity Data Services