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Finnish Trust Network

Connect Finland’s bank IDs and Mobiilivarmenne mobile ID through a single Finnish Trust Network integration to support secure identification, login, approvals, and digital signing.

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The user starts with FTN

The user selects Finnish Trust Network in your service and chooses their bank or Mobiilivarmenne from the list of identity providers.

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The user authenticates securely

The user signs in through their bank’s own service with their bank credentials and an app approval, key code list, or code device, or confirms with Mobiilivarmenne using their phone and a personal PIN.

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G2 Risk Solutions returns the result

Through a single FTN connection, we return the verified identity to your service, including name, date of birth, and, where you have a legal basis to process it, the Finnish personal identity code.

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The customer journey continues

Use the result to support onboarding, secure login, transaction approval, or digital signing.

Common Questions

Clear answers about how the Finnish Trust Network works and what teams can enable.

Does it…

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Does it cover all major Finnish eIDs?

Yes. FTN brings together the bank IDs of Finland’s main banks, including Nordea, OP, Danske Bank, Aktia, S-Bank, Säästöpankki, POP Bank, OmaSP, and Bank of Åland, as well as Mobiilivarmenne from mobile operators DNA, Elisa, and Telia.

Does it require separate contracts with each bank?

No. FTN was created so service providers can access multiple identity providers through one contract and one integration. G2 Risk Solutions provides that single point of access, so you do not need agreements or technical integrations with individual banks.

Does it provide strong electronic identification?

Yes. FTN eIDs meet the requirements for strong electronic identification under Finnish law, corresponding to the eIDAS Substantial assurance level. The network is supervised by the Finnish Transport and Communications Agency, Traficom.

Does it use multi-factor authentication?

Yes. Strong electronic identification in Finland must combine at least two authentication factors, such as a password or PIN together with a code list, mobile app, or SIM card. Whether a login also meets PSD2 strong customer authentication requirements depends on your use case.

Did FTN replace TUPAS?

Yes. FTN was established by law on 1 May 2017. It replaced TUPAS, the bank-run identification service that required separate contracts and integrations with each bank, which could no longer be used for strong electronic identification after 30 September 2019.

Does it…

Let’s talk

Does it cover all major Finnish eIDs?

Yes. FTN brings together the bank IDs of Finland’s main banks, including Nordea, OP, Danske Bank, Aktia, S-Bank, Säästöpankki, POP Bank, OmaSP, and Bank of Åland, as well as Mobiilivarmenne from mobile operators DNA, Elisa, and Telia.

Does it require separate contracts with each bank?

No. FTN was created so service providers can access multiple identity providers through one contract and one integration. G2 Risk Solutions provides that single point of access, so you do not need agreements or technical integrations with individual banks.

Does it provide strong electronic identification?

Yes. FTN eIDs meet the requirements for strong electronic identification under Finnish law, corresponding to the eIDAS Substantial assurance level. The network is supervised by the Finnish Transport and Communications Agency, Traficom.

Does it use multi-factor authentication?

Yes. Strong electronic identification in Finland must combine at least two authentication factors, such as a password or PIN together with a code list, mobile app, or SIM card. Whether a login also meets PSD2 strong customer authentication requirements depends on your use case.

Did FTN replace TUPAS?

Yes. FTN was established by law on 1 May 2017. It replaced TUPAS, the bank-run identification service that required separate contracts and integrations with each bank, which could no longer be used for strong electronic identification after 30 September 2019.

Identity Verification

Document Verification

Electronic Identification

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