Safely acquire merchants at speed and scale

Use G2RS Global Onboarding to underwrite more merchants faster with accuracy, agility, and peace of mind. See future risk at a glance and drill down easily for insights.

Identify and predict risky merchant behavior

Streamline know-your-customer (KYC) operations and confidently onboard merchants in an integrated, configurable portal, backed by 20+ years of trusted data and expertise. Tailor your solution to your business and make smart decisions fast using AI-powered insights.

Instant summary, deep-dive details

Make smart decisions fast. Get real-time, enhanced Compass Score® 12-month predictions of future risk for any merchant based on their history. Click through to review the underlying information.

Manage risk across the whole merchant lifecycle

Stop bad merchants before they board. Spot fraud and noncompliance risks during onboarding, rather than face the consequences later.
Be nimble in growing your business. Accelerate high-value merchant acquisitions while easily filtering out potential bad actors.
Act fast on insights, including audits. Move merchants easily from risk evaluation into persistent monitoring and vice-versa—all with one click.

Key benefits

Rapid, reliable onboarding

Reduce friction and improve accuracy during merchant acquisition to help your business deliver on its potential.

Comprehensive reporting

Digest thousands of merchant applications and easily rule on or review each one using dozens of dynamic checks and algorithms.

Industry-leading resources

Trust in the expertise of our analytics and tech, supported by our vast, industry-exclusive 20+ year database of merchant activity.

Flexible user interface and API

Configure merchant risk tolerance so it’s tuned to your business plan: high-volume/low-risk, vice-versa, or anywhere in between.

Features

Compass Score®

Our newly enhanced Compass Score enables fast, holistic risk evaluation whenever you underwrite or re-underwrite a merchant. Besides checking merchant risk history against our industry-exclusive 20+ year Merchant Map® database, Compass Score also checks for content compliance, operational risks, watchlists, sanctions, consumer ratings, and adverse media. The portal displays aggregated scoring in real time, with detailed views available in a single click including incident type, date, reason, and resolution status.

Expert review

Get a thorough review of a merchant’s website by a G2RS risk expert to identify illegal or brand-damaging content. This can include content that violates your terms of service as well as those of card network compliance programs like Mastercard Business Risk Assessment and Mitigation Program (BRAM) and Visa Integrity Risk Program (VIRP).

Automated KYC checks

With KYC Automation (KYCA), get a report in minutes to validate merchant-supplied information and uncover additional, pertinent details. Automated checks help you interpret reputational data and historic behavior, and include on-demand website crawling, government and legal checks, reputational checks, and merchant analytics such as web server geolocation, address verification, and mapping.

Business policies inspection

G2RS risk analysts can retrieve any merchant’s business polices and validate the business contact and address information they provide against what’s listed on their website. In addition, we’ll evaluate any risk posed by the business policies their website displays.

Service provider analysis

Verify whether the merchant website has data risk potential and whether PCI DSS-compliant service providers are in use. G2RS risk analysts can also test the merchant website to assess whether it’s active or redirecting to another website, and perform SSL checks in the merchant’s user registration and shopping cart processes.

Integrated portal and API access

Submit merchant review requests and receive results in a user-friendly, merchant-centric portal or via our API. Work with either or both interface types to conduct manual or automatic onboarding—whichever, whenever your business requires.